Startup Guide

How to Start a Childcare / Nanny Business in New Hampshire

Complete guide to starting a Childcare / Nanny business in New Hampshire. Licensing requirements, startup costs, revenue potential, and first-client strategies.

Market Opportunity in New Hampshire

New Hampshire presents a strong but nuanced market for a childcare/nanny business. Statewide demand is high, driven by one of the highest two-working-parent household rates in the U.S. (over 65%) and a limited supply of licensed childcare slots. The state's childcare system was already strained pre-pandemic, and the workforce shortage has only intensified, leaving many families on waitlists for months. Growth trends favor flexible, non-traditional options like nanny services because parents increasingly seek customized hours (shift work, remote hybrid schedules) that standard daycare centers cannot accommodate.

Population distribution is concentrated: 80% of residents live within a 20-mile corridor along the I-93 and Route 3 corridors from the Massachusetts border to Concord. The Seacoast (Portsmouth, Dover) and the Upper Valley (Lebanon, Hanover) also have dense demand. New Hampshire is a good market because families have high income (median household income ~$90K) and are willing to pay premium rates for reliable, one-on-one care. The challenge is that competition includes both informal "underground" nannies and some well-established agencies. However, formal nanny businesses with professional vetting, insurance, and contracts are relatively scarce, especially outside the Manchester-Nashua metro area, giving you a clear opening.

State Licensing & Legal Requirements

You must navigate two distinct tracks depending on your model:

A. Nanny Agency (Placement/Employment Service)
- No state childcare license is required if you only facilitate nanny-family matches and the nanny is an independent contractor or the family's employee. However, you must register your business with the NH Secretary of State (Corporation Division) – choose an LLC or sole proprietorship.
- You need a Business Permit from the city or town where your office is located (or your home if operating from there).
- Workers' Compensation Insurance is required if you employ any W-2 staff (e.g., if you hire nannies as employees). If you use independent contractors, you still need liability insurance.
- Federal and state EIN from IRS, and State Tax ID for employer taxes if you have employees.
- Background check compliance: While not state-mandated for nanny agencies, you must run FBI and NH State Police background checks on every nanny you place. The NH Division of State Police offers fingerprint-based checks. You must also comply with the Fair Credit Reporting Act (FCRA) when running background checks.

B. Home-Based Childcare (if you also offer direct in-home care)
- You must apply for a Family Child Care Home License from the NH Department of Health and Human Services (DHHS) Child Care Licensing Unit if you care for more than 3 unrelated children (or 6 total including your own) in your home.
- This license requires: at least 12 hours of pre-licensing training, a home inspection (health, fire, safety), CPR/First Aid certification, and a criminal background check for all adults in the home.
- For a Child Care Center (facility with 7+ children), a Child Care Center License from the same unit is required—much more stringent (space ratio, staff qualifications, sanitation codes).

Insurance is non-negotiable: Professional Liability (errors & omissions) and General Liability ($1M minimum). If you place nannies, also get Employment Practices Liability to cover improper contract or discrimination claims. Bonding is optional but builds trust—a Fidelity Bond ($10K–$25K) covers theft or damage caused by placed nannies.

Startup Costs

Itemized breakdown for a nanny agency model (lower overhead than a center):

Total estimated startup cost: $3,500–$9,000 for a home-based nanny agency. Add $2,000–$5,000 if you need a dedicated home office setup (desk, computer, printer).

Revenue Potential in New Hampshire

Average job ticket (per placement fee or recurring service fee):